General Terms of Use (CGU)
Last updated: 21/11/2025
1. Legal information
The site best-third-pillar.ch is published by: PLANIFIQUE SARL
Social reason : PLANIFIQUE SARL
Head office : Chemin du Pavillon 2, 1218 Geneve
IDE/VAT NUMBER: CHE-460.620.616
Contact email : support@meilleur-troisieme-pilier.ch
Publishing director : Paul DAO
Lodging : Webflow, Inc. 398 11th Street, 2nd Floor San Francisco, CA 94103 United States
2. Purpose of the site
The purpose of the site is to inform users about pension and retirement solutions, in particular the 3rd pillar in Switzerland. It offers educational content, free simulators and the possibility of make an appointment with an expert to analyze his personal situation.
3. Access to the site
Access to the site is free and free. The user undertakes to use the site in accordance with these CGU and the laws in force.
The site is accessible 24/7 except for interruption for maintenance or in case of force majeure.
4. Intellectual property
All content (texts, images, videos, videos, logos, etc.) is the exclusive property of Planifique SARL or its partners, unless otherwise stated.
Unauthorized reproduction, distribution, or use is strictly prohibited.
5. Use of the services
The user can access:
- Online simulators for information purposes
- An appointment form
- Educational content on pension provision
- A connection with partner professionals
These services are not contractual and do not constitute personalized financial advice without an interview with a licensed advisor.
6. Personal data and cookies
The use of the site may involve the collection of personal data (name, email, telephone, etc.), only with the consent of the user.
This data is used to respond to requests, schedule an appointment, or provide a personalized simulation.
The site uses cookies for statistical and advertising purposes, in particular via Meta (Facebook/Instagram), Google, etc.
For more information please see our privacy policy.
7. Responsibility
The publisher cannot be held responsible for:
- Content errors or omissions
- Simulation results that do not replace professional advice
- The use made of the information available on the site
- Any damage resulting from a bug, virus, or hack
8. External links
The site may contain links to third party sites. These links are provided for information purposes only. The publisher has no control over their content and declines all responsibility for them.
9. Modification of the T&Cs
These T&Cs may be amended at any time. Users will be notified in case of substantial changes.
The applicable version is the one in force on the date of navigation on the site.
10. Applicable law
These T&Cs are governed by Swiss law. In the event of a dispute, the courts of the Canton of Geneva will have sole jurisdiction.
